When it rains, it pours. After working 6 hour of OT on my off day (ugh!) I rear ended someone while trying to drive to my hair appointment. It was raining and as I attempted to stop my car at an intersection I hydroplaned into the vehicle in front of me. The guy driving the car immediately reaches for his neck, then starts to pull over to the right. (I was thinking fool, you know there's nothing wrong with your neck, don't even try it!) I pulled over behind him then all of a sudden he sped off. I though he was trying to find a better place to stop so I followed him but after about a block or so going 50 mph I realized he was trying to get away. At this point my rational side took over. I realized that 1. I rear ended him and was at fault. 2. I already pay enough for car insurance and...